Clarity Before Big Financial Decisions

Educational videos and tools to help you understand the home-buying and mortgage process, assess readiness, and make informed decisions over time.

This site is educational only and designed to help you learn before taking next steps. No advice, guarantees, or pressure.

Mortgage Readiness Overview

Mortgage readiness is more than a credit score. It’s a snapshot of how prepared you are today.

  • Credit Profile & History - How your accounts, payment history, and balances look overall.

  • Income Stability - How consistent and documentable your income is.

  • Cash For Down Payment & Reserves - Funds readily available within your budget.

  • Timeline & Goals - How soon you want to buy and what you’re aiming for.

Why This Exists

This site is designed to help you get clarity before taking your next step toward homeownership — whether that’s learning more or having a conversation with me.

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© 2026 Ariel Lafuente, LLC. All rights reserved.
Educational content only. No guarantees or representations of results. Not affiliated with any real estate brokerage or mortgage lender.